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Enjoy more benefits through Member Advantage Car buying service Private Fleet can save you up to 20% off dealer prices on your next new car purchase. With a network of over 1200 accredited dealers, they can deliver volume fleet discounts that can save you thousands. Foreign exchange Pay international invoices, purchase a property or send money to family members in another country - SPA members receive free transfers at significantly lower rates than banks.^ Travel and accommodation Save up to 15% off online bookings with HotelClub for thousands of hotels worldwide.* You can also save 10% off Best Western Hotels in Australia, Fiji and New Zealand.** Car hire Use the corporate discount number to obtain either reduced car hire rates or insurance excess in Australia and New Zealand through Europcar and AVIS Australia.

* Discount is not available for Marriott and IHG hotel chains. ** Not to be used in conjunction with any other discount or offer. Accommodation is strictly subject to availability. Please note that the corporate number cannot be quoted to redeem discount at Best Western establishments in person. ^ This information has been prepared for distribution over the internet and without taking into account the investment objectives, financial situation and particular needs of any particular person. OzForex Group Limited ABN 12 165-602-273 and its subsidiaries (“OzForex”) make no recommendations as to the merits of any financial product referred to in this publication. Please read our Product Disclosure Statement and our Financial Services Guide. For full terms and conditions of this offer visit www.memberadvantage.com.au/spa Correct as at 5 November 2014.

For more information, visit the SPA Member Advantage website: www.memberadvantage.com.au/spa or call us on 1300 853 352